Financing that leaves room for manoeuvre.
A kitchen is not a spontaneous decision. It's a decision that has to fit your life - today and tomorrow. That's why you don't have to rush into anything with us or do any complicated calculations. We'll show you how your kitchen planning can be realised in a relaxed manner - transparently, fairly and without pressure.
What our kitchen financing enables you to do
We will find the right solution together - tailored to your planning and your situation.
Benefit from our 0% financing and pay for your new kitchen conveniently in monthly instalments - without interest and without additional costs. This allows you to plan your investment and retain financial flexibility for your individual wishes.3)
You determine the frame: Choose a term between 6 and 72 months - to suit your budget and your life situation. So your financing remains as flexible as your planning.
Right from the start, you know exactly what your monthly instalment will be. No hidden fees, no unexpected additional costs - clearly calculable and comprehensible.
We explain all the details to you clearly and calmly. Instead of confusing contract formulations, you will receive transparent advice at eye level - so that you can make a confident decision.
Your instalment calculator*
What if it just fits?
The instalment calculator gives you an initial orientation. Non-binding, without registration – without obligation.
i Financing models
So that everything works smoothly
Financing is straightforward - if the framework conditions are clear. We have summarised the most important points for you here.
- You are at least 18 years old.
- Your place of residence is in Germany.
- You have a current account with a bank based in Germany.
- You have been in permanent employment for more than 3 months.
- Valid identity card or passport.
Good planning doesn't start with the price.
The financing of your new kitchen can be flexibly adapted to your personal requirements. If you wish, you can make a partial payment in advance - but a down payment is not absolutely necessary. If you decide to do this, you will benefit from lower monthly instalments and gain additional financial leeway.
i Example rates
If you don't want to calculate, but understand.
We explain all the options to you – calmly, transparently and at eye level. Without obligation. Without time pressure.
Everything you want to know about our financing
Kitchen financing offers you financial flexibility and planning security. With fixed monthly instalments, you retain full cost control, benefit from attractive conditions such as low interest rates and at the same time can keep your financial reserves for other expenses. This makes the dream of your dream kitchen a reality – without compromising your budget.
We offer individual terms from 6 to 72 months. This allows you to adjust the instalments to your budget and decide for yourself how quickly you want to pay off your kitchen.
A 0% down payment is generally possible. The decision depends on the customer assessment of Targobank. This means you can start your kitchen financing without a large initial investment.
Both partial and full financing are possible. We provide transparent advice and work with you to find the solution that perfectly suits your needs – with flexible instalments and quick processing.
The following requirements should be met so that you can finance your dream kitchen:
- You are at least 18 years old.
- Your place of residence is in Germany.
- You have a current account with a German bank.
- You have been employed on a permanent basis for more than 3 months.
- You have a valid identity card or passport.
Simply book a personal appointment. We will take time for your wishes, explain the options clearly and ensure quick and uncomplicated processing of your kitchen financing.
Sometimes dreams need financial support. With financing, you can enjoy your kitchen straight away without having to touch your savings. This turns your wish into a home full of warmth, pleasure and comfort.